Real-World Finance Knowledge You Can Actually Use

We built these resources after working with hundreds of Taiwan businesses. They're not textbook theories—they're practical tools based on what actually works when you're managing costs on tight margins.

Foundation Materials Built From Experience

Cash flow tracking spreadsheet templates and financial planning documents

Cash Flow Tracking Templates

Stop using complicated accounting software when a simple spreadsheet does the job better. These templates are what we use with our own small business clients—straightforward tracking that shows you exactly where money goes each month.

Budget planning worksheets and cost analysis frameworks

Budget Planning Frameworks

We learned this the hard way: most budgets fail because they're too rigid. Our framework adapts to seasonal changes and unexpected expenses—critical for businesses in Taiwan's dynamic market environment.

Cost reduction checklist and expense optimization guides

Cost Analysis Checklists

Look, cutting costs isn't about slashing everything. It's about identifying what delivers value and what doesn't. This checklist walks through the questions we ask every client—some answers might surprise you.

Portrait of Desmond Falkenberg, Financial Planning Specialist

Desmond Falkenberg

Financial Planning Specialist

Why Most Finance Education Misses the Point

I spent five years teaching corporate finance before switching to work with small businesses in Kaohsiung. And honestly? Almost everything I taught was useless for companies operating on thin margins.

Big corporations can afford complex financial models and dedicated analysts. Small businesses need something different—quick insights, practical tools, and strategies that work when you're wearing six different hats each day.

The breakthrough came when I stopped trying to simplify corporate finance and started documenting what actually helped the shops and service providers I was working with. Those notes became the foundation for everything we share here.

Our materials focus on decisions you face regularly: Should you take that bulk discount? Is this subscription worth keeping? How do you price services when competitors are undercutting you? These aren't theoretical exercises—they're Tuesday afternoon problems.

We update content throughout 2025 based on what we're seeing in the market. Taiwan's business environment shifts quickly, and what worked last year might need adjustment now. That's why these resources stay practical rather than trying to be comprehensive textbooks.

How We Build Financial Capability

1

Understanding Your Numbers

Most businesses don't have an accounting problem—they have a clarity problem. We start by helping you see exactly what's happening with your money right now. No judgment, just honest assessment of current reality.

2

Identifying Cost Patterns

Once you can see clearly, patterns emerge. Seasonal fluctuations, recurring waste, opportunities for consolidation. This stage is about recognizing what your numbers are telling you—and what they're not saying.

3

Making Strategic Adjustments

Now you're ready to act. But we're not talking about dramatic overhauls—small, deliberate changes that compound over time. Test, measure, adjust. Build habits that stick because they're based on your actual business, not someone else's playbook.

4

Maintaining Long-Term Health

Financial management isn't a project you complete—it's an ongoing practice. At this stage, you've got systems that work and the confidence to adapt them as circumstances change. You're not dependent on external experts for every decision.

Ready to Apply This to Your Business?

Our next group program starts September 2025. Spaces are limited to maintain quality interaction.

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